100% safe investments in P2P loans with high returns

100% safe investments in P2P loans with returns of up to 13%

Up to
13%
Available loans
1126
Buyback option
100%

What our Investors say

What Is Peer2Peer Investment and How to Make Money Fast

According to all the forecasts, in the near future, more than 60% of professions will be new. What is peer2peer investment? The present and the future! Soon there will be not so many banks in the world. And it does not seem to be a fairy tale. Professions in the banking sector will begin to disappear, and it's not just about the robotic maintenance.

What P2P Investment Is and Why It`s Relevant Nowadays

The bank needs to rent offices, hire people, bear risks. Ordinary borrowers and other customers pay for that. But they do not want to do this anymore. The appearance of those new systems confirms their willingness to go beyond the banks. Answering the question what is peer to peer investment, let's analyze where the offer comes from when there is demand.

Investors are choosing the tool that will enable them simply and safely earn maximum income from money. Unlike bank deposits, p2p products are more profitable and transparent. This type of investment is aimed at making a profit from a broad target audience of these programs. They are available to people who do not go to the bank or see no reason to overpay for high rates.

Now everyone can make money on loans and more people can take them, on favorable terms. More profitable than in the bank. This is what peer2peer investment gives us. In this case, the borrowers themselves are still checked and ranked. Despite the fact that such loans are not guaranteed, they still have a normal level of security.

What Peer to Peer Investment Gives and the Main Differences

Individuals can borrow and lend money without the participation of any official financial institution. In simple terms, this method of debt financing is crowdlending. If compare P2P with shares and bonds, the volatility is lower.

What peer 2 peer investment gives? The main thing is an opportunity for everyone to make money on their savings. People can choose which group of clients will take advantage of his investments by the degree of risk.

Accordingly, there are two packages for investors:

  • Low-risk loans
  • More high-risk loans

For new investors, the first option is recommended. More experienced investors can get more profit by choosing the second package.

The system grades borrowers to ranks, on which the profit level and risk of the lender depends. Diversifying of money among different one-rank borrowers serves as a guarantee of small sweat from non-return.

If you are close to the philosophy of a digital marketplace, it's time for passive investment in the form of loans. Register and choose your package!

1Choose amount and duration

Amount

Please choose how much you want to invest, from €10 to €2,000
Which currency would you like to invest in?

Months

How long do you want to invest for?

2Choose your desired return

Profitable
9% - 11%This is the return you could expect, excluding estimated bad debts. The actual return may be higher or lower depending on the loans in the portfolio
shield
100% Buy back
percent
Not guaranteed income
buyback
Autoinvest
Expected return The expected return is calculated by taking investment amount, annual min an max expected return and a period of investment. Interest in this package isn`t guaranteed.
3270.00 - 3330.00 EUR
Guaranteed
7.4%The annual gross interest rate. Guaranteed for this product
shield
100% Buy back
percent
Guaranteed income
buyback
Autoinvest
Guaranteed return Return is guaranteed for this product
3222 EUR

How it works

1
Register
2
Add funds
3
SELECT PACKAGE
4
EARN RETURNS
Fast and easy registration
Transfer money in EUR or PLN
Choose one of 2 packages based on risk and return
Start earning up to 13% a year
Register
Fast and easy registration
Add funds
Transfer money in EUR or PLN
SELECT PACKAGE
Choose one of 2 packages based on risk and return
EARN RETURNS
Start earning up to 13% a year

Marketplace

Loan idRatingRisk ratings are on a scale from `AA` to `G`, representing the lowest and the highest loans risk respectively.Issue DateInterest RateLoan AmountTermAvailable for InvestmentBuybackInvest
72858 Poland
D D - medium risk level05.04.202010%290 €26 d.261 €100%
72857 Poland
B B - medium risk level05.04.20208.7%219 €26 d.197 €100%
72853 Poland
D D - medium risk level05.04.202010%127 €26 d.114 €100%
72849 Poland
F F - High risk level05.04.202012%162 €26 d.146 €100%
72848 Poland
G G - High risk level05.04.202013%132 €26 d.119 €100%
72840 Poland
F F - High risk level05.04.202012%290 €26 d.261 €100%
72839 Poland
D D - medium risk level05.04.202010%87 €26 d.78 €100%
72858
Originator
Issue Date
Term
Interest Rate
Buyback
Loan Amount
Available for Investment
Cash loan
PayDayLend Sp. z o.o.
05.04.2020
26 d.
10%
100%
290 €
261 €
72857
Originator
Issue Date
Term
Interest Rate
Buyback
Loan Amount
Available for Investment
Cash loan
PayDayLend Sp. z o.o.
05.04.2020
26 d.
8.7%
100%
219 €
197 €
72853
Originator
Issue Date
Term
Interest Rate
Buyback
Loan Amount
Available for Investment
Cash loan
PayDayLend Sp. z o.o.
05.04.2020
26 d.
10%
100%
127 €
114 €
There are no credits for the selected filters!

Our benefits

  • RISK DIVERSIFICATION

    Our Autoinvest functionality automatically diversifies your investment to spread your risk

  • EASY RETURNS

    Get your investment back at any time, so you stay in control

  • GUARANTEED RETURNS

    Our "Guaranteed Package" offers a guaranteed return from 7% on your investment

  • RETURNS UP TO 13%

    Market-beating rates of up to 13% a year with our high-return "Profitable Package"